various insurance policy for the period of 2021-2022 , standard fire & special perils insurance policy with following risk factor; ( a ) fire and allied perils ( b ) lighting ( c ) aircraft damage ( d ) explosion/implosion ( e ) riot , strike , malicious damage ( rsmd ) ( f ) storm , cyclone , typhoon , tempest , hurricane , tornado , flood & inundation ( stfi ) ( g ) impact by any rail/road vehicle or animal belonging third parties ( h ) subsidence/landslide including rockslide ( i ) bursting and/or overflowing of water tanks , apparatus ( j ) leakage from automatic sprinkler installation ( k ) missile testing operation ( i ) pollution or contamination resulting from any of the above perils ( m ) any insured perils resulting from pollution and contamination ( n ) bush fire ( o ) earthquake risk , electronic equipment insurance policy with following risk factor;a ) smoke , soot , dust , corrosive gases etc . ( b ) water and humidity ( c ) short circuit and electrical fire risk ( machinery & liability breakdown short-circuit and other electrical causes such as voltage fluctuations ) ( d ) faulty operations , lack of skill ( e ) falling object and entry of foreign bodies ( f ) fire , lighting , explosion ( g ) riot and strike and malicious damage ( h ) theft and burglary ( i ) natural calamities-flood , inundation , storm , cyclone , earthquake etc ( j ) subsidence , landslide , rockslide ( k ) accidental damage and transit cover , portable electronics equipment insurance policy with following risk factor;a ) smoke , soot , dust , corrosive gases etc ( b ) water and humidity ( c ) short circuit and electrical fire risk ( machinery & liability breakdown short-circuit and other electrical causes such as voltage fluctuations ) ( d ) faulty operations , lack of skill ( e ) falling object and entry of foreign bodies ( f ) fire , lighting , explosion ( g ) riot and strike and malicious damage ( h ) theft and burglary ( i ) natural calamities-flood , inundation , storm , cyclone , earthquake etc ( j ) subsidence , landslide , rockslide ( k ) accidental damage and transit cover , theft & burglary insurance policy for the period with following risk factor; ( a ) theft ( b ) burglary , special contingency insurance policy with following risk factor; ( a ) riot , strike , civil commotion , malicious damage , earthquake risk ( b ) fie lighting and allied perils etc ( c ) electrical & mechanical breakdown ( d ) theft and burglary ( e ) accident cover ( f ) transit cover ( g ) natural calamities-flood , inundation , storm , cyclone , earthquake etc