tender for ksheerasandhvanam - the dairy insurance scheme-. premium for group health insurance with and without critical illness buffer as pe part 1, 6 ( a ) policy condition 2 option 1 – rs 100000 with preexisting diseases restrictionup to rs.50000 3 ( a ) farmer 4 ( b ) spouse 5 ( c ) child 6 option2-rs.100000 preexisting diseases restriction up to rs.50000 with critical illness buffer up to rs.25 lakhs per annum. 7 ( a ) farmer 8 ( b ) spouse 9 ( c ) child 10 b. premium for group personal accident as per part 1, 6 ( b ) 11 sum insured - rs 700000. - farmer 12 e . premium for term life insurance cover as per part 1, 6 ( c ) 13 sum insured - rs 100000. ( farmer ) 14 sum insured - rs 200000. ( farmer ) 15 sum insured - rs 500000. ( farmer )