Tenders Are Invited For Group Health Insurance Of Pral Employees For The Period From July 01, 2022 To June 30, 2023

Tenders Are Invited For Group Health Insurance Of Pral Employees For The Period From July 01, 2022 To June 30, 2023 01 Hospitalization Care. Required All Medical Expenses Including: Daily Room And Board Charges/Registration Charges, Icu Charges, Operation Theater Charges, PhysicianS/Surgeon Charges. Visiting Surgeon, Surgical Operation Charges Including Pre-Operative Investigations & Preparation, Anesthetist Fee, ConsultantS Fee, Medicines And Drugs, Diagnostic Tests, Blood And Oxygen Supplies, Screw/Rod & Supplies Required During Surgery. Removal Screw/Rod Including Necessary Expense. Miscellaneous Charges: Drugs, Dressings And Medicines Prescribed By The Attending Physician, (2) Intravenous Injections And Solutions (3) Laboratory Examinations And Other Diagnostic Procedures (4) Administration Of Blood Plasma, Including The Cost Of Blood And Blood Plasma And Any Fluids Administered During Surgery (5) General Nursing Services And (6) Local Road Ambulance Charges And, (7) Meal Charges Of Patient Only Etc. Pre-& Post Hospitalization Expenses: The Expenses Incurred Before And After Hospital Admission Will Also Covered 30 Days Each For Same Disease Irrespective Checkups From Different DoctorS/Hospitals Including Diagnostic Tests, Consultation & Medicines. Multiple Surgeries/Procedures During One Hospitalization Will Be Allowed Within Available Ip/Dd Limit. All Pre-Existing Cases (Disclosed/Undisclosed) Without Any Additional Charges. Coverage For New Born Babies Soon After Birth (If Required). Congenital/Birth Defects Coverage For All Insured Members Including New Born Baby. Coverage Of Auto Immune Diseases If Hospitalization Required. Mental Health Disease, Inpatient/Outpatient Treatment. 02 Major Medical Care/Dread Disease. Dread Disease Limit Includes All Consultations, Investigation, Hospitalization And Medicine Expenses Payment Of Diagnostic Tests For Diagnosis Purposes Of Dd Including Hepatitis B & C, Will Be Paid From Dread Disease Limit (If Diagnosis Confirmed The Dd). All Medicines (Registered/Unregistered) Prescribed By Treating Doctor/Surgeon For The Treatment Of Dd Will Be Payable From Dd Limit. The Following Major Diseases Will Be Covered Under Dread Disease Limit: 1. Management Of Acute Myocardial Infarction (Heart Attack) 2. Coronary Artery By-Pass Grafting & Percutaneous Trans-Mitral Commissurotomy Or Ptmc Or Balloon Mitral Valvotomy Or Bmv. 3. Any Type Of Angioplasty. 4. Corona Treatment (Ip/Opd Treatment/Injections/Tablets Etc.) 5. Cerebro Vascular Accidents (Cva Stroke) 6. Management Of All Type Of Malignancies (Cancer) 7. Management Of Renal Failure (Kidney Failure) 8. Major Organ Transplant 9. Major Burns 10. Aids Complex 11. Multiple Sclerosis/Paralysis 12. Liver Cirrhosis 13. Hepatitis B & C, (Injection/Tablet) 03 Maternity Care: Required All Medical Expenses Incurred During Childbirth Including: Gynaecologist Fee, Labour Room/ Operation Theatre Charges & Anaesthetist Fee, Cost Of Epidural, Blood Cross Match Fee/Charges Of Visiting Gynaecologist. Miscarriage, Medicines, Diagnostic Tests, Baby Nursing Care, Circumcision Of The Baby Boy, Daily Room Rent Charges, Antenatal And Postnatal, D&C And D&E, Miscellaneous Charges. Antenatal Nine Month & Postnatal 30 Days. Antenatal Nine-Month Expense Will Reimburse Regularly During Pregnancy Before Delivery With All Necessary Medicines & Vitamins/Supplements Etc. Charges Made By A Physician Or Licensed Midwife For Delivery. D&C Not Related To The Maternity Will Be Covered Under The Hospitalization Benefit. Coverage Of More Than One Cases In A Policy Year Such As Normal Delivery, C/Section Or D&C Within Annual Maternity Limit. 04 Specialized Investigations: Thallium Scan Angiographies (Includes Coronary Angiography) All Types Endoscopy (All Type Of Scopies) Mri (Magnetic Resonance Imaging) All Types Ct Scan (Computerized Axial Tomography) All Types Ett, & Echo/Halter Covid Test (Pcr) 05 Day Care Cases / Surgeries (Hospitalization) Emergency Room Treatment/Short Stay In Emergency Room For Any Kind Of Disease. Cataract Surgeries (Including Iol) As Per Recommendation Of Treating Surgeon Including Pre-& Post Surgery Consultation, Medicines Etc. Charges. (Iol Quality As Per SurgeonS Recommendation) Laser Corrective Procedure For Errors Of Refraction (Lasik Etc.) All Types Of Eye Injections. Cxl, Yag And Prp Laser For Eye Conditions Dialysis Treatment Of Fractures, Lacerated Wounds & Minor Operations Emergency Dental Treatment Due To Accidental Injuries Within 48 Hours. Emergency Room Treatment For Accident/Non-Accident Cases E.G. Minor Ailments, First-Aid & Dressing Etc. Excision Of All Type Of Biopsies E.G. Breast And Thyroid And Other Cancers Dressings For Extensive Burns Band Ligations For Piles. Foreign Body Removals From Throat. Rf Ablation Of Ectopic Foci In Heart Dog Bite Treatment Including Injection 06 Outdoor Patient Required All Medical Expenses Of Opd Including: All Kind Of Consultation Fee, Medicines, Diagnostic Tests, Lab Tests, X-Ray, Covid Vaccination Etc. As Prescribed By Treating Doctor/Surgeon/Specialist (Registered/Unregistered) Will Be Payable From Opd Limit Including Checkups Of Different Diseases. Consultation Fee Written On Prescription. All Types Of Therapies Charges Like Physiotherapy, Speech Therapy Etc. Permanent Medicines In Use Like For (Bp, Diabetic Etc) By Submitting Copy Of Prescription, Which Shall Be Valid For Policy Year. Dental Treatment Covered Up To 70% Of The Opd Limit, Including Dental Consultation Fee, Medicines And Drugs & Acute Medical Disease Of Gums, Extractions, Rcts And Filling. Preventive Cure Vaccination For Adults & Children Homeopaths And Hakeem (Rs 1500 Per Week Within Opd Limit) Eye Sight Testing, Consultation Fee. Closing Date: 7/6/2022 Closing Time: 11:00:00 Am Opening Time: 11:30:00 Am Tender Link : Http://Www.Ppra.Org.Pk/Download.Asp?Tenderid= 163178