Tenders Are Invited For Granting A Long-Term Bank Loan In The Amount Of Pln 3,150,000.00

1. The Subject Of The Order Is To Grant A Long-Term Bank Loan In The Amount Of Pln 3,150,000.00 (In Words: Three Million One Hundred And Fifty Thousand Zlotys), Including To Finance The Planned Budget Deficit Of The Żołynia Commune In 2026 In The Amount Of Pln 1,500,000.00. And To Repay Previously Incurred Loan Liabilities In The Amount Of Pln 1,150,000.00.2. Loan Period: 8 Years, I.E. 2026 - 2033.3. Date Of Loan Granting: November 17, 2026. 4. The Loan Will Be Repaid In The Years 2027-2033 In Quarterly Periods, I.E. On Each Last Working Day Of The Month Ending The Quarter, While Maintaining The Grace Period (First Installment Of Capital Repayment On March 31, 2027).5. Grace Period For Loan Repayment From The Date Of Granting The Loan Until March 31, 20276. The Interest Will Be Repaid In The Years 2027 - 2033 In Quarterly Periods, I.E. On Each Last Working Day Of The Month Ending The Quarter, While Maintaining The Grace Period (The First Installment Of Principal Repayment On March 31, 2027).7. Grace Period For Interest Repayment From The Date Of Loan Granting Until March 31, 20278. The Final Date For Repayment Of Principal And Interest Will Be December 31, 20339. The Loan Interest Rate Will Be Variable And Determined Based On The Average Wibor 1M Rate Quoted From The Month Preceding The Next Settlement Period (Quarter) And The Banks Fixed Margin.10. Capital Installments: In 2027 – 4 X Pln 25,000.00; In 2028 – 4 X Pln 25,000.00; In 2029 4 X Pln 62,500.00; In 2030 – 4 X 62,500.00; In 2031 - 4 X Pln 137,500.00; In 2032 – 4 X Pln 137,500.00; In 2033 – 4 X Pln 337,500.0011. The Loan Cannot Be Charged With Fees Other Than Those Listed In The Bank Offer Submitted.12. The Ordering Party Reserves The Following: A) If The Entire Loan Value Is Not Used, The Possibility Of Returning The Funds Without Paying Interest By December 31, 2026. In Reference To Art. 433 Point 4 Of The Public Procurement Law, The Contracting Authority Provides For The Possibility Of Limiting The Scope Of The Order, With The Minimum Order Value - The Amount Of The Loan Granted - Being Set At Pln 1,500,000.00, B) Possibility Of Early Repayment Of The Loan - Interest Will Be Counted Until The Date Of Repayment Of The Loan, C) Possibility Of Changing The Amounts Of Loan Installments In Individual Repayment Periods, D) Possibility Of Postponing The Loan Repayment By A Maximum Of One Year, I.E. Until December 31, 2034 On The Terms Specified In This Order.13. Quality Requirements Relating To At Least The Main Elements Constituting The Subject Of The Order: A Loan Is An Agreement Under Which The Bank Provides The Ordering Party With A Specific Amount Of Money For A Specific Period And Purpose, In Exchange For Remuneration In The Form Of Interest And Possibly A Commission. The Features Of A Loan Are: Returnability, Purposefulness And Repayment. The Parameters, I.E. The Period In Which The Money Will Be Refunded And The Purpose For Which The Ordering Party Borrows It, Must, In Accordance With