Tenders Are Invited For Credit Granting Services - Granting A Long-Term Loan To Finance The Planned Budget Deficit Of The Skórzec Commune In 2026 And Repayment Of Previously Incurred Credit And Loan Liabilities

Credit Granting Services - Granting A Long-Term Loan To Finance The Planned Budget Deficit Of The Skórzec Commune In 2026 And Repayment Of Previously Incurred Credit And Loan Liabilities. 1. The Subject Of The Order Is To Grant A Long-Term Loan In The Amount Of Pln 4,400,000.00, With A Repayment Period Of 10 Years, I.E. From January 29, 2027 To December 31, 2036. 2. The Loan Should Be Made Available To The Ordering Party Immediately After Signing The Contract And Sending The Order To Release The Tranche By E-Mail Or Post, No Later Than December 30, 2026 1) Payment Forecast In 3 Tranches, I.E.: A) 1St Tranche Pln 1,000,000.00 Immediately After Signing The Contract, B) 2Nd Tranche Pln 1,000,000.00 No Later Than December 15, 2026 With The Option To Waive The Tranche, C) 3Rd Tranche Pln 2,400,000.00 No Later Than December 30 2026 With The Option Of Waiving The Tranche. 2) The Ordering Party Reserves The Right To Pay In Tranches, About Which It Will Inform The Contractor In Advance, Changes In The Date, Amount And Number Of Tranches, Including Failure To Use The Full Loan Amount, With The Proviso That The Part Of The Loan Not Disbursed By December 30, 2026 Expires. 3. Additional Information: 1) Grace Period In Capital Repayment Until January 28, 2027. 2) Grace Period In Interest Repayment: Interest Repayment From January 29, 2027. 3) The Loan Interest Rate Will Be Calculated According To A Variable Interest Rate On An Annual Basis, Based On The Wibor 3M Rate, Plus The Banks Margin. 4) The Margin Presented In The Offer Cannot Be Increased During The Term Of The Loan Agreement. 5) The Loan Will Be Secured By A Blank Promissory Note Together With A Promissory Note Declaration. The Ordering Party Does Not Provide For A Declaration Of Submission To Enforcement Under The Provisions Of The Banking Law. 6) Interest Will Be Repaid Monthly In The Amounts Resulting From The Current Debt On The Last Day Of Each Month. 7) Interest Will Be Charged On The Loan Amount Used. 8) Repayment Of Loan Installments In The Years 2027 - 2036 Will Be Made In Monthly Installments Starting From January 29, 2027 For A Period Of 120 Months, Payable On The Last Day Of Each Month, Along With Interest. Repayment Of Capital - Capital Installments In The Amount Of: 2027 - Pln 120,000.00, 12 Installments X Pln 10,000.00 2028 - Pln 240,000.00, 12 Installments X Pln 20,000.00 2029 - Pln 300,000.00, 12 Installments X Pln 25,000.00 2030 – Pln 300,000.00, 12 Installments X Pln 25,000.00 2031 – Pln 360,000.00, 12 Installments X Pln 30,000.00 2032 – Pln 360,000.00, 12 Installments X Pln 30,000.00 2033 – Pln 720,000.00, 12 Installments X Pln 60,000.00 2034 – Pln 720,000.00, 12 Installments X Pln 60,000.00 2035 – Pln 660,000.00, 12 Installments X Pln 55,000.00 2036 - Pln 620,000.00, 11 Installments X Pln 50,000.00 And 1 Installment X Pln 70,000.00 (Payable On March 31, 2036) 9) If The Loan Repayment Deadline Falls On A Day Off, The Ordering Party Will Pay The Required Installment On The First Business Day After The Due Date Repayment. 10) The Loan Cannot Be Charged With Fees Other Than Those Listed In The Offer Submitted By The Bank. 11) The Ordering Party Has The Right To Repay The Loan Before The Due Date Without Incurring Additional Costs. If The Loan Is Repaid Earlier, Interest Will Be Charged Until The Loan Repayment Date. 12) Credit Is To Blame