Tenders Are Invited For Credit Granting Services - Granting And Servicing A Long-Term Loan Up To Pln 5,376,000.00 To Finance The Planned Budget Deficit Of The Czerniewice Commune In 2026

Credit Granting Services - Granting And Servicing A Long-Term Loan Up To Pln 5,376,000.00 To Finance The Planned Budget Deficit Of The Czerniewice Commune In 2026. 3.1. The Subject Of The Order Is The Granting And Servicing Of A Long-Term Loan Up To The Amount Of Pln 5,376,000.00 (In Words: Five Million Three Hundred And Seventy-Six Thousand Zlotys And 00/100) To Finance The Planned Deficit Of The Commune Budget In 2026. 3.2. Detailed Terms Of The Order, Including Quality Requirements Referred To In Art. 246 Section 2 Of The Public Procurement Law: 3.2.1. The Subject Of The Order Is The Granting And Servicing Of A Long-Term Loan Up To The Amount Of Pln 5,376,000.00 (In Words: Five Million Three Hundred Seventy-Six Thousand Zlotys 00/100) To Finance The Planned Municipal Budget Deficit In 2026. 3.2.2. The Planned Deadline For Taking Out The Loan Is December 30, 2026. The Loan Will Be Disbursed In At Most Two Tranches. 3.2.3. The Contractor Is Obliged To Disburse The Loan No Later Than Within 3 Business Days From The Date Of Submission Of The Application By The Ordering Party In Writing Or By E-Mail. 3.2.4. The Contractor Will Not Charge Commission Or Fees For Granting And Disbursing The Loan (The Costs Of Commission And Other Fees Should Be Calculated In The Loan Margin). 3.2.5. The Ordering Party Does Not Allow The Contractor To Charge Any Additional Fees And Bank Commissions On The Unused Part Of The Loan. 3.2.6. The Cost Of The Loan Will Consist Of Interest Resulting From The Variable Wibor 1M Interest Rate And A Fixed Margin. 3.2.7. The Loan Will Be Repaid In The Years 2027 - 2042 In Monthly Installments Payable On The Last Business Day Of Each Month, Starting From January 1, 2027 To December 31, 2042. Number Of Installments: 192. 3.2.8. The Loan Interest Rate Will Be Based On A Variable Interest Rate, I.E. Based On The Wibor Rate For 1-Month Deposits Plus The Banks Margin. The Wibor 1M Rate, Which Is The Basis For Determining The Interest Rate, Will Be Determined For Each Accounting Period According To Quotations For Two Calendar Days Preceding The Start Of A Given Accounting Period. If There Are No Wibor 1M Rate Quotations For Two Calendar Days Preceding The Beginning Of A Given Accounting Period, The Quotations From The Last Day Preceding The Beginning Of The Accounting Period In Which The Wibor 1M Rate Was Quoted Will Be Used To Calculate The Interest Rate. If The Base Rate Is Negative, The Base Rate Is 0.00% 3.2.9. The Contractors Margin Is Constant During The Contract Period. 3.2.10. The Loan Interest Rate Constitutes The Loan Servicing Costs. 3/2/11. The Ordering Party Reserves The Right To Reduce The Loan Amount, Including At The Stage Of Contract Execution, Without Additional Costs, But Not Less Than To The Amount Of Pln 1,000,000.00 (In Words: One Million Zlotys 00/100). In The Event Of A Reduction In The Loan Amount, A Proportional Reduction In The Loan Installments Repaid By The Ordering Party Is Required. 3/2/12. The Ordering Party Reserves The Right To Early Repayment Of All Or Part Of The Loan Without The Bank Collecting The Remaining Interest And Additional Fees And Commissions Related To The Loan.