Tenders Are Invited For Recruitment Of A Firm For The Design, Development, And Pilot Validation Of The Trust Sdk: An Ai Powered Pan-African Cross-System Trust Scoring Solution For Digital Payments

Tenders are invited for Recruitment of a Firm for the Design, Development, and Pilot Validation of the Trust Sdk: An Ai Powered Pan-African Cross-System Trust Scoring Solution for Digital Payments 2 Objectives of the Assignment 2.1 Overall Objective The overall objective of this assignment is to design, develop, pilot, validate, and transfer to Smart Africa a reusable, AI-enabled Transaction Risk and User Scoring Toolkit (TRUST SDK) that strengthens trust across digital payment ecosystems by providing explainable transaction risk assessments while preserving the sovereignty of participating institutions over their infrastructure, data, and operational decisions. The TRUST SDK shall be developed as a modular Digital Public Infrastructure (DPI) component that can be deployed by payment service providers, financial institutions, fintechs, national payment switches, and other authorized stakeholders to support interoperable digital payments. The TRUST SDK shall be validated through a controlled pilot involving selected participating institutions in one or more IDECT Member States. Smart Africa will facilitate engagement with the participating institutions. The final pilot institutions and transaction use cases will be confirmed during the inception phase. For proposal and costing purposes, bidders shall assume integration with a minimum of 3 participating payment systems/institutions. 2.2 Specific Objectives The selected Consultant shall: Objective 1 Design the TRUST Architecture Design a secure, modular, interoperable, and vendor-neutral technical architecture for the TRUST SDK, including its AI, security, interoperability, governance, deployment, and monitoring components. Objective 2 Develop the TRUST SDK Develop a Pilot-ready SDK capable of being integrated into existing payment systems to generate explainable transaction trust scores using agreed transaction metadata. The SDK shall support multiple deployment models, including: Operator-hosted deployment National sovereign cloud deployment Regional deployment Smart Africa sandbox environment for testing and certification Objective 3 Develop the AI Trust Scoring Engine Design, train, validate, and document an explainable Artificial Intelligence model capable of generating transaction trust scores using anonymized transaction metadata while minimizing bias and maintaining transparency. The AI model shall support continuous improvement through future model updates and governance processes. Objective 4 Validate the Solution Pilot the TRUST SDK in collaboration with participating institutions using anonymized transaction datasets and demonstrate the technical, operational, and governance feasibility of the proposed solution. Validation shall include technical performance, interoperability, explainability, scalability, security, and operational usability. Objective 5 Establish Governance Develop the governance framework required for sustainable adoption of the TRUST SDK, including: deployment guidance; model governance; version management; operator onboarding; certification mechanisms; monitoring; telemetry; lifecycle management; and operational support. Objective 6 Transfer Knowledge Transfer the complete solution, including source code, technical documentation, deployment guidance, training materials, and operational knowledge, to Smart Africa to enable long-term ownership, maintenance, and future scaling Tender Link : https://www.developmentaid.org/#!/tenders/search