Tenders Are Invited For Credit Granting Services – Credit To Cover The Planned Budget Deficit Of The Drzycim Commune For 2026

Credit Granting Services – Credit To Cover The Planned Budget Deficit Of The Drzycim Commune For 2026. 1, The Subject Of The Order Is To Grant A Long-Term Loan In The Amount Of Pln 4,400,000.00 (In Words: Four Million Four Hundred Thousand Zlotys 00/100) To Finance The Planned Budget Deficit. 2. Detailed Terms Of The Contract, Including Quality Standards Referred To In Art. 246 Section 2 Of The Public Procurement Law: 1) The Capital Will Be Repaid In Quarterly Installments In The Amounts And On Dates Specified In Accordance With The Schedule Constituting Appendix No. 2 To The Swz. 2) The Ordering Party Reserves The Right, Without Incurring Additional Costs, To Early Repay Part Or All Of The Loan. In Such Cases, The Contractor Will Not Charge Any Fees Or Commissions. 3) In The Event Of Early Repayment Of Part Or All Of The Loan, The Contractor And The Ordering Party Will Establish A New Repayment Schedule In Accordance With The Ordering Partys Request In The Form Of An Annex To The Contract, Without Charging Additional Fees. 4) The Loan Is Planned To Be Disbursed In One Tranche By December 31, 2026. 5) Loan Period From The Date Of Signing The Loan Agreement Until December 31, 2040. 6) Grace Period For Repayment Of Capital Installments Of The Loan Until March 31, 2031. 7) The Loan Will Be Disbursed Based On A Written Instruction Submitted To The Contractor. Instructions May Be Submitted By Fax Or Electronically, To The Fax Number Or E-Mail Address Indicated In The Contract. 8) The Loan Will Be Disbursed To The Ordering Partys Account Kept At The Bank Selected To Provide Banking Services To The Commune Budget. 9) Interest Will Be Repaid Only On The Amount Of The Loan Actually Disbursed (Disbursed). 10) Capitalization Of Interest Is Unacceptable. 11) The Loan Interest Rate Will Be Calculated Based On Wibor 1M Quoted On August 19, 2026 For The Purposes Of Examining Offers. 12) The Amount Of The Contractors Margin Remains Unchanged Throughout The Entire Loan Period. 13) The Contractor Will Inform The Ordering Party About The Amount Of Interest Charged For A Given Month By The End Of A Given Month. 14) To Calculate Interest, The Actual Number Of Calendar Days In Each Month Is Assumed, And A Year Is Equal To 365 Days. 15) Interest Is Charged On The Disbursed Loan Amount From The Date Of Disbursement Of The Loan/Loan Tranche To The Day Preceding Its Actual Repayment (Installment Repayment). 16) Interest Will Be Repaid On The Last Business Day Of A Given Month. 17) If The Loan/Loan Interest Repayment Deadline Expires On A Public Holiday Or A Day That Is Not A Business Day For The Ordering Party, The Repayment Deadline Is Considered To Have Been Met If The Repayment Was Made On The First Business Day After That Day. It Should Be Taken Into Account That This Is A Maximum Period And That It Is Possible To Repay The Loan Installment Earlier, Which Does Not Require Changing The Repayment Schedule Each Time. 18) The Date Of Repayment Of Interest And Capital Installments Is The Day On Which The Funds Are Credited To The Contractors Bank Account. 19) The Ordering Party Covers The Costs Of Servicing The Loan Only Up To The Amount Of Interest On The Loan Disbursed. All Other Activities Performed When Servicing The Loan