Tenders Are Invited For Credit Granting Services - Granting A Long-Term Bank Loan To The Inowrocław County In The Amount Of Pln 15,000,000.00 For A Period Of Ten Years To Cover The Budget Deficit Of The Inowrocław County

Credit Granting Services - Granting A Long-Term Bank Loan To The Inowrocław County In The Amount Of Pln 15,000,000.00 For A Period Of Ten Years To Cover The Budget Deficit Of The Inowrocław County. 1. The Subject Of The Order Is To Grant A Long-Term Bank Loan To The Inowrocław County In The Amount Of Pln 15,000,000.00 For A Period Of 10 Years To Cover The Budget Deficit Of The Inowrocław County. 2. The Subject Of The Order Includes Taking Out And Repaying A Loan In Polish Zlotys (Pln), And In The Event Of Poland Joining The Euro Zone, The Loan Will Be Converted Without Additional Fees. 3. Loan Availability: Until December 31, 2026. 4. Loan Period: From The Date Of Signing The Agreement To December 31, 2036. 5. Purpose Of The Loan: Covering The Budget Deficit Of The Inowrocław County. 6. Loan Security: Blank Promissory Note Issued By The Borrower Together With A Promissory Note Declaration And A Declaration Of Submission To Enforcement Issued By The Bank. 7. The Loan Will Be Repaid In The Years 2027-2036 (40 Capital Installments) According To The Schedule Attached To The Swz, And The Interest Will Be Repaid Quarterly, Taking Into Account The Following Conditions: A) Grace Period In Capital Repayment Until March 30, 2027, The First Repayment Of The Capital Installment Will Take Place On March 31, 2027, B) Grace Period In Interest Payment From The Date Of Loan Disbursement Until December 30, 2026, The First Interest Payment Will Be Made On December 31, 2026, C) Interest Repayment Date: - For The Entire Grace Period, I.E. From The Date Of Disbursement (Once) By December 31, 2026, - After The Grace Period - Will Be Charged Monthly, Paid Quarterly, By The Last Day Of The Given Month Ending The Calendar Quarter, Based On The Notification Sent By The Bank, - If The Interest Repayment Date Falls On A Non-Working Day, The Ordering Party Will Pay The Interest On The Last Business Day Before The Non-Working Day. 8. The Loan Interest Rate Is Determined Based On The Variable Wibor 3M Rate And Increased By The Banks Fixed Margin - Throughout The Entire Contract Period. To Prepare The Offer, The Contractor Is Obliged To Adopt The Interest Rate (Base) - Wibor 3M As Of June 30, 2026. 9. The Wibor 3M Reference Rate Is Established For A Period Of 3 Months At The Level Of The Wibor 3M Rate From The Last Business Day Of The Calendar Quarter And Applies To Determine The Interest Rate From The Next Business Day. 10. If The Wibor 3M Rate Becomes Negative During The Loan Period, The Base Rate Should Be Set At 0.00%. 11. Each Change In The Wibor 3M Rate Results In A Change In The Loan Interest Rate. The Bank Notifies The Ordering Party About Each Change In The Wibor 3M Rate And The Amount Of The New Wibor 3M Rate. Changing The Rate Does Not Require An Annex To The Contract. 12. Interest Will Be Charged Only On The Amount Of The Loan Used, Assuming The Actual Number Of Days In A Month According To The Real Calendar And 365 Or 366 Days In A Year. 13. The Ordering Party Does Not Allow The Possibility Of Charging Commissions And Fees For Granting A Loan, Early Repayment Of The Loan, Annexing The Contract And Other Commissions And Fees Related To Loan Servicing Applied By The Bank.