Tenders Are Invited For Credit Granting Services – Granting A Long-Term Loan In The Amount Of Pln 3,356,357.65

Credit Granting Services – Granting A Long-Term Loan In The Amount Of Pln 3,356,357.65. 1. The Subject Of The Order Is To Grant A Long-Term Loan In The Amount Of Pln 3,356,357.65 With Repayment In The Years 2027 - 02/01/2040. The Loan Will Be Used To Repay Previously Taken Out Credits And Loans In The Amount Of Pln 1,400,000.00 And To Finance The Planned Budget Deficit In The Amount Of Pln 1,956,357.00. 2. The Loan Will Be Granted In Accordance With The Scheme Presented In The Table And The Loan Repayment Plan Constituting Annex No. 2 To The Terms Of Reference. 3. The Loan Granted Will Be Based On The Wibor 3M Rate According To Quotations Valid As Of July 10, 2026 And A Fixed Margin During The Loan Period, With A Fixed Capital Installment. 4. The Basis For Calculating The Cost Of The Loan For The Purposes Of Comparison And Selection Of The Most Advantageous Offer Is The Loan Repayment Plan, Constituting Annex No. 2 To The Specification Of Essential Terms Of The Contract, Containing The Following Assumptions: 1) Currency Of The Loan: Polish Zloty (Pln); 2) Loan Amount – Pln 3,356,357.65; 3) Interest Rate Per Year - According To The Submitted Offer; 4) Date And Amount Of The Loan: On September 15, 2026 In The Full Amount; 5) Frequency Of Principal And Interest Installment Payments - Quarterly (Until The Last Day Of The Quarter); 6) Grace Period For Repayment Of Capital Installments: First Installment Payable On March 31, 2027. 7) Repayment Of Interest Installments Will Start On March 31, 2027 In Accordance With The Rules Applied By The Bank; 8) Repayment Date For Subsequent Capital And Interest Installments - Quarterly On The Last Day Of Each Quarter, In Accordance With The Rules Applied By The Bank; 9) Number Of Capital Installments – 52; 10) Method Of Determining Installments - Capital; 11) Method Of Collecting Interest - According To The Loan Balance (Formula 365/366), 12) Bank Commission For Granting The Loan - According To The Submitted Offer - Will Be Charged On The Actually Used Loan Amount; 13) The Bank Commission Will Be Charged Once On The Amount Of The Loan Actually Used; 14) The Contractor Will Not Charge An Additional Commission For Early Repayment Of The Loan; 15) The Contractor Will Not Charge An Additional Commission For The Unused Part Of The Loan. 5. Each Capital Installment (Rk) Ranges From Pln 64,545.33 To Pln 64,545.82, In Accordance With The Loan Repayment Plan. 6. The Contractor Is Obliged To Present A Loan Repayment Plan In Accordance With Annex No. 2 To This Specification. 7. In The Event Of Repayment Of The Capital Installment On A Date That Falls On A Non-Working Day, The Next Business Day Should Be Considered, Except In The Case Of Installments Payable By The End Of The 4Th Quarter, When The Repayment Day Should Be The Day Preceding The Due Date That Falls On A Non-Working Day. 8. The Interest Rate Is Variable According To The Wibor 3M Rate, Assuming That The Fixed Interest Rate Applies During The Accounting Period (3 Months). The Wibor 3M Rate Is Determined As The Arithmetic Average Of The 3-Month Period Preceding Its Validity Period. 9. For The Total Cost Of Granting And Servicing The Loan By The Bank At