Tenders Are Invited For Credit Granting Services – Granting And Servicing A Long-Term Loan To Finance The Planned Municipal Budget Deficit In 2026 And Repayment Of Previously Incurred Loans And Credits

Credit Granting Services – Granting And Servicing A Long-Term Loan To Finance The Planned Municipal Budget Deficit In 2026 And Repayment Of Previously Incurred Loans And Credits. 4.1. The Subject Of The Order Are Services Consisting In Granting And Servicing A Long-Term Loan In The Amount Of Pln 7,940,000.00 (In Words: Seven Million Nine Hundred And Forty Thousand Zlotys 00/100) For The Lubochnia Commune To Finance The Planned Budget Deficit In 2026 And The Repayment Of Previously Incurred Loans And Credits. 4.2. Detailed Terms Of The Order, Including Quality Requirements Referred To In Art. 246 Section 2 Of The Public Procurement Law: 1) Loan Value Up To Pln 7,940,000.00. The Ordering Party Reserves The Right To Reduce The Amount Of The Loan Granted - The Minimum Loan Amount Is Pln 1,000,000.00. In The Event Of A Reduction In The Loan Amount, A Proportional Reduction In Loan Installments Repaid By The Ordering Party Is Required. 2) The Planned Deadline For Taking Out The Loan Is December 30, 2026. The Loan Will Be Disbursed In At Most Four Tranches. 3) The Contractor Is Obliged To Disburse The Loan No Later Than Within 2 Business Days From The Date Of Submission Of The Application By The Ordering Party In Writing Or By E-Mail. 4) The Contractor Will Not Charge Any Commission Or Fees For Granting And Disbursing The Loan. 5) The Ordering Party Does Not Allow The Contractor To Charge Any Additional Fees And Bank Commissions On The Unused Part Of The Loan. 6) The Cost Of The Loan Will Consist Of Interest Resulting From The Variable Wibor 1M Interest Rate And A Fixed Margin. 7) The Loan Will Be Repaid In The Years 2027-2041 In Monthly Installments Payable On The Last Business Day Of Each Month, Starting From January 1, 2027 To December 31, 2041. 8) The Base Interest Rate Will Be Based On The Wibor 1M Rate Increased By The Contractors Margin. 9) The Contractors Margin Is Constant During The Contract Period. 10) The 1M Wibor Rate Will Be Determined For Each Accounting Period According To Quotations On The Last Calendar Day Preceding The Start Of A Given Accounting Period. If There Are No Quotations On This Day, It Is Assumed To Be The Last Day Of Quotations In The Month Preceding The Beginning Of A Given Accounting Period. 11) The Loan Interest Rate Constitutes The Loan Servicing Costs. 12) The Ordering Party Reserves The Right To Repay All Or Part Of The Loan Early, Without The Bank Collecting The Remaining Interest And Additional Fees And Commissions Related To The Loan Service (Then The Loan Repayment Schedule And Date Will Change). 13) Interest For The Period From The Date Of Loan Disbursement To The End Of The Entire Loan Period Will Be Paid Monthly On The Last Business Day Of Each Month, With The Exception Of The Month Of December Each Year Where Interest Is Calculated For The Entire Month But Payable By December 30. Interest For The Entire Loan Period Should Be Calculated Using A Method Based On The Actual Number Of Days In Individual Months. 14) The Loan Will Be Secured By The Ordering Party Issuing A Blank Bill Of Exchange Together With A Bill Of Exchange Declaration. 15) The Ordering Party Has No Arrears Towards Zus And Tax Office. 16) It Is Assumed That A Countersignature Sk