Tenders are invited for Research, Scoping and Baseline Study Consultancy to Inform Country Approach AFIYA Research, Scoping and Baseline Study Consultancy 3. Objective and Scope of the Assignment 3.1 Overall Objective The overall objective of this assignment is to generate the evidence base required to successfully launch AFIYA in Kenya, Nigeria and Senegal and to establish a robust pre-intervention baseline against AFIYAs results framework. The consultant will produce country-specific scoping reports, indepth user research findings on young women SHFs and agri-preneurs, validated stakeholder engagement outputs and baseline study findings that together inform AFIYAs country-entry strategies, value chain selection, partner selection, product priorities, and monitoring and evaluation system. 3.2 Specific Objectives 1. Comprehensively scope agricultural value chains, insurance products, aggregators and financial service providers (FSPs) best positioned to reach and serve young women SHFs and agri-preneurs in each country. 2. Conduct in-depth, ethical user research with young women SHFs and agri-preneurs to understand their lived realities, constraints, aspirations, financial behaviours and barriers to insurance adoption. Page 3 of 15 3. Convene multi-stakeholder market engagement workshops to validate findings, surface insights, and align insurers, insurtechs, regulators, intermediaries, partners and young women themselves on AFIYAs country entry strategy. 4. Conduct a baseline study for the AFIYA programme that establishes pre-intervention benchmarks for the AFIYA results framework, assess the feasibility of indicators and targets, and generates contextual insights on agricultural insurance access to inform future evaluations, accountability and learning. 5. Produce a consolidated, cross-country synthesis that highlights common patterns, country-specific differences, and strategic implications for AFIYAs design and implementation. 3.3 Scope of Work The consultancy firm will undertake the following four interrelated workstreams in each of the three countries (Kenya, Nigeria and Senegal). The work should be carried out with a clear genderintentional lens, embedding the perspectives of young women throughout, and in close coordination with FSD Africa, Mastercard Foundation country teams, and identified Foundation-supported programmes. Workstreams 1 to 3 are designed to inform AFIYAs country approach and partner selection and Workstream 4 establishes the pre-intervention baseline against AFIYAs results framework. Workstream 1: Comprehensive Value Chain and Partner Scoping Map and prioritise agricultural value chains in each country, assessed against criteria including reach to young women, climate risk exposure, productivity and income potential, alignment with Mastercard Foundation country programmes, and insurability. Map and prioritise aggregators, cooperatives, producer organisations, off-takers and other intermediaries that have demonstrated reach to young women in priority value chains. Map financial service providers (FSPs) e.g. banks, MFIs, SACCOs, mobile money operators, fintechs and digital lenders that are well-positioned to deliver bundled insurance, credit and savings to young women SHFs and agri-preneurs. Map insurance market actors including insurers, reinsurers, insurtechs, brokers and agents currently active in agricultural insurance in each country, including a review of products, distribution models, pricing, claims experience, and gender performance. Map climate risk and gender-disaggregated data ecosystems, including public and private sources of data on farmer demographics, geo-location, production patterns, prices, climate exposure, and reach of aggregators. Identify high-potential partnership opportunities and entry points for AFIYA in each country, with explicit consideration of partners gender intentionality, reach to economically disadvantaged young women, and alignment with the Mastercard Foundations charitable Tender Link : https://www.developmentaid.org/#!/tenders/search
