Tenders are invited for Consultancy to Develop Financial Tools for Farmers. Location: Kigali Deadline: Thursday, 28/05/2026 16:00 ABOUT AGRIFOP Agribusiness Focused Partnership Organization (AGRIFOP) is a non-governmental organization (NGO) established in Rwanda in 2012 and registered under Rwandan law (REG. No 014/NGO/2015). The organization was founded to provide support for rural smallholder agricultural development and to serve the public interest by modernizing the agricultural sector. Its mission is to support rural smallholder agricultural development through capacity building, consultancy, and market development, ultimately improving food security and rural livelihoods. The core objective is to transform subsistence farming into a knowledge-based, value-creating sector that contributes to the national economy in a sustainable and resilient manner. AGRIFOP acts as a vital bridge between agro-dealers and smallholder farmers. By teaching agro-dealers how to effectively communicate technical information about crop nutrients and modern seed varieties, they ensure that farmers have the knowledge needed to increase yield and improve the quality of their harvest. CONSULTANCY BACKGROUND The Agribusiness Focused Partnership Organization (AGRIFOP) in partnership with the Global Alliance for Improved Nutrition (GAIN) is implementing the High Iron Bean (HIB) Value Chain Development Project in 25 five sectors of target districts in Western Province of Rwanda. The project seeks to improve productivity, market access, value addition, business linkages, employment opportunities, and incomes for targeted smallholder farmers, youth, producers, cooperatives, SMEs (agrodealers, seed multipliers, aggregators), and other market actors. It will start with enhancing farmers adoption of improved HIB seeds, strengthening local seed systems, and promoting nutrition-sensitive agriculture. The intervention targets bean farmers, farmer cooperatives, seed multipliers, and agro-dealers operating in selected Food Basket Sites (FOBASI) across Rutsiro, Nyamasheke, Rusizi, Karongi, and Nyabihu districts. A key challenge affecting smallholder farmers, cooperatives, and farmer groups is limited financial literacy and weak farm financial management systems. Many farmers lack practical tools for budgeting, record keeping, savings tracking, enterprise profitability analysis, loan management, and business planning. This limits their ability to make informed business decisions, access financial services, manage risks, and sustainably grow their agricultural enterprises. Strengthening farmers financial management capacity is essential for improving productivity, profitability, market participation, and resilience. To support this objective, the project seeks to develop practical, user-friendly, and context-appropriate financial and accounting tools tailored to the needs of smallholder farmers and farmer organizations engaged in the High Iron Beans value chain. AGRIFOP invites qualified consultants to submit proposals for the development of financial and accounting tools for farmers. PURPOSE OF THE CONSULTANCY The purpose of this consultancy is to develop practical, simplified, and farmer-friendly financial and accounting tools that will strengthen financial literacy, record keeping, enterprise management, and financial decision-making among farmers, cooperatives, and farmer groups participating in the HIB value chain. The tools should be suitable for use by smallholder farmers with varying literacy and numeracy levels and adaptable for training and extension purposes. OBJECTIVES OF THE CONSULTANCY The specific objectives are to: Assess the financial management and record-keeping needs of farmers and farmer organizations within the HIB value chain. Develop simplified financial and accounting tools tailored to smallholder farming systems in Rwanda. Design practical templates and guides for farm budgeting, record keeping, savings, loan tracking, and profitability analysis. Integrate financial literacy, business management, and market-oriented farming principles into the tools. Ensure the tools are user-friendly, gender-responsive, and adaptable to low-literacy contexts. Facilitate stakeholder validation and finalize the tools based on feedback received. The consultant is expected to work closely with AGRIFOP technical teams to ensure that all tools are practical, participatory, gender-sensitive, and aligned with national agricultural standards. Tender Link : https://www.jobinrwanda.com/job/terms-reference-consultancy-develop-financial-tools-farmers
