1. The Subject Of The Order Is The Granting And Servicing Of A Long-Term Loan Up To Pln 1,000,000.00 To Finance The Planned Budget Deficit Of The Gizałki Commune. 1) Method Of Disbursing The Loan: A) The Loan Is Disbursed In A Maximum Of Two Tranches To The Indicated Bank Account Of The Budget Of The Gizałki Commune By Executing The Loan Disbursement Order By The Ordering Party. B) The Final Date For Using The Loan Is December 21, 2026, C) It Is Possible That The Loan Funds Will Not Be Used In Full Amount, D) The Ordering Party Will Have The Right To Submit A Written Declaration Of Resignation From Partial Or Complete Use Of The Loan, E) The Ordering Party Does Not Anticipate Any Commission For Granting The Loan, F) The Ordering Party Will Not Incur Any Fees And Commissions For The Unused Loan Amount. 2) Loan Period From The Date Of Disbursement Of The Loan To January 31, 2033. 3) Loan Interest Rate According To The Variable Base Rate Wibor 3M – Determined On The Last Day Of The Month Preceding The Interest Period, Increased By The Banks Constant Margin.4) For The Purposes Of Evaluating Offers, It Is Assumed That Wibor 3M Is 4.10%, The Loan Will Be Disbursed On January 10, 2026. 5) Repayment Of Capital According To The Pricing Form (Annex No. 2 To The Tor): A) In 2027 – 1 Installment Of Pln 100,000.00 By January 31, 2027, B) In 2028 - 1 Installment Of Pln 100,000.00 By January 31, 2028, C) In 2029 - 1 Installment Of Pln 100,000.00 By January 31, 2029, D) In 2030 - 1 Installment Of Pln 100,000.00 By January 31, 2030, E) In 2031 - 1 Installment Of Pln 100,000.00 By January 31, 2031, F) In 2032 - 1 Installment Of Pln 250,000.00 By January 31, 2032, G) In 2033 - 1 Installment Of Pln 250,000.00 By January 31, 2033.6) Grace Period For Repayment Of The First Capital Installment Until January 31, 2027.7) Interest On The Loan Will Be Calculated On The Amount Of The Actual Debt, Monthly Accounting Periods And Will Be Paid At The End Of Each Month, Based On The Notification Sent By The Borrowers Bank, Starting From The Date Of Signing The Agreement. 8) The Ordering Party Has The Right To Early Repayment Of All Or Part Of The Loan On The Date Indicated By Him, However, No Interest Or Other Fees Will Be Charged For Early Repayment Of The Loan. 9) In The Event Of Circumstances Involving Failure To Use The Loan In Full Or Early Repayment Of The Loan By The Ordering Party, No Amendment To The Contract Is Required - In Such Cases, The Ordering Party Proposes A New Repayment Schedule, Which Is Subject To Acceptance By The Contractor. 10) Loan Security - Promissory Note In Blank Along With A Bill Of Exchange Declaration.11) The Treasurer Will Countersign The Bill Of Exchange Declaration Constituting Security For The Loan Agreement. 12) The Loan Agreement Is Prepared By The Contractor In Consultation With The Ordering Party, With The Reservation That The Bank Cannot Have Access To The Communes Bank Account.13) In Order To Examine The Creditworthiness Of The Ordering
