Tenders Are Invited For Taking Out A Long-Term Loan To Repay Previously Taken Out Credits And Loans Up To Pln 1,000,000.00

1. The Subject Of This Order Is To Grant A Long-Term Bank Loan To Repay Previously Incurred Credits And Loans Up To Pln 1,000,000.00.2. The Ordering Party Requires That The Loan Be Granted On The Following Conditions: 1) The Loan Will Be Disbursed In One Tranche By December 22, 2025, 2) The Loan Repayment Period Will Be Until December 31, 2034, 3) The Interest Will Be Repaid By The Last Day Of Each Month, Starting From January 31, 2026. Interest Will Be Calculated On The Amount Of The Loan Actually Used. Amount Of Capital Installments According To The Repayment Schedule. The Amount Of Interest Installments Is Decreasing. The Commission Is Collected Once When The Loan Is Disbursed, 4) Capital Installments Will Be Repaid According To The Table Below, With A Grace Period Until March 31, 2026. 5) Variable Loan Interest Rate Based On The Wibor Rate For 1-Month 1M Pln Deposits +/- Bank Margin. The Interest Rate Will Be Updated On A Monthly Basis, Assuming The Wibor Rate From The Calendar Month Preceding The Accounting Period,6) Interest Repayment From January 31, 2026, Loan Period Until December 31, 2034, Wibor 1M Should Be Used To Calculate Interest As Of October 31, 2025, Which Is 4.52% Including The Margin And Bank Commission,7) Interest Will Be Charged From The Date The Loan Is Disbursed,8) It Is Possible To Repay The Loan Early Without Incurring Additional Fees, As Well As The Possibility Of Postponing The Loan Installments,9) The Right Not To Use Part Of The Loan Without Giving A Reason Is Reserved. If Part Of The Loan Is Not Used, The Ordering Party Will Not Be Charged With Any Costs. If The Loan And Interest Repayment Deadline Falls On A Non-Working Day, The Deadline Is Deemed To Have Been Met If The Repayment Takes Place On The First Business Day After The Contractual Repayment Date, 10) The Loan Will Be Secured By A Blank Promissory Note Together With A Bill Of Exchange Declaration, 11) The Ordering Party Informs That The Planned Date Of Disbursement Of The Loan Is December 22, 2025. A Detailed Description Of The Subject Of The Order Is Set Out In Chapter 3 Of The Tor.