Tenders Are Invited For Credit Granting Services – Granting A Long-Term Loan In The Amount Of Up To Pln 3,000,000

Credit Granting Services – Granting A Long-Term Loan In The Amount Of Up To Pln 3,000,000. The Subject Of The Order Is To Grant A Long-Term Loan Up To Pln 3,000,000 To Finance The Planned Deficit Of The Commune Budget For 2025. Quality Requirements Relating To All Significant Features Of The Subject Of The Order: 1. Provisions Regarding Placing Funds At The Ordering Partys Disposal. The Contractor Makes Funds Available To The Borrower In The Period From The Date Of Signing The Contract (But Not Earlier Than After The Ordering Party Establishes Legal Security For The Loan) Until December 31, 2025. 2. Provisions Regarding Disbursements. 1) The Loan Will Be Disbursed Within Three Business Days From The Date Of Submission Of The Instruction. 2) The Loan Funds Will Be Disbursed To The Account Of The Gogolin Commune. 3) To Calculate The Offered Price, The Loan Disbursement Should Be Assumed On December 15, 2025. 3. Repayment Provisions. Repayment Of Capital Installments Will Be Made On March 20, 2031 In The Amount Of Pln 600,000; March 20, 2032 In The Amount Of Pln 600,000; March 20, 2033 In The Amount Of Pln 600,000; March 20, 2034 In The Amount Of Pln 600,000; On March 20, 2035 In The Amount Of Pln 600,000. The Interest On The Loan Will Be Repaid Monthly, By The 10Th Day Of Each Month, From The Current Income Of The Gogolin Commune - Real Estate Tax. The Contractor Will Be Obliged To Provide The Ordering Party With Information Regarding The Amount Of Interest Repayment No Later Than 5 Business Days Before The Contractual Repayment Date. If The Interest Or Principal Repayment Deadline Falls On A Non-Working Day, It Is Assumed That The Payment Deadline Is Met When The Funds Are Credited To The Loan Account On The First Business Day After The Payment Deadline. The Interest Rate For A Given Interest Period Will Be Determined Based On The Wibor 1M Rate From The Last Day Of The Month Preceding Each Interest Period, Increased By The Banks Margin. The Wibor 1M Rate (To Calculate The Offer Price) Should Be Adopted As Of November 4, 2025 (4.50%). The Contractors Margin Is Constant Throughout The Entire Loan Period. The First Interest Period Is Counted From The Date The Loan Is Disbursed And Ends On The Last Day Of A Given Month. Interest Will Be Repaid By The 10Th Day Of The Following Month, After The End Of The Interest Period. To Calculate Interest, It Is Assumed That A Year Has 365 Days. 4. Interest Rate: The Amount Of The Loan Used Will Bear Interest On An Annual Basis According To A Variable Interest Rate. 5. Bank Fees And Commissions. The Bank Will Not Charge Any Fees Or Commissions For Granting, Servicing And Repaying The Loan, Including Early Repayment Of The Loan, Other Than The Interest Rate Specified In Point 4. 6. Other Provisions. We Reserve The Right Not To Use The Full Loan Amount. The Possibility Of Early Repayment Of The Loan In Whole Or In Part Is Reserved, After Prior Written Notification To The Contractor. If The Loan Is Not Fully Utilized, The Repayment Schedule Will Be Changed Proportionally, Without Changing The Repayment Period. S