Request For Expressions Of Interest For Econsult Notice Country Analysis On Cico Networks Colombi

Request For Expressions Of Interest For Econsult Notice Country Analysis On Cico Networks ColombiCgap Has Embarked In A Global Consultation And Analysis To Take Stock Of The Increasingly Diverse Cico Network Experience Considering The Dominant And New Agent Business Models As A Result A Set Of Emerging Principles On How To Promote Inclusive Cico Networks Are Being Proposed In Addition To General Recommendations For Target Stakeholders Like Providers Policy Makers And Regulators On How To Apply Such Principles This Work Will Be Published By Cgap In The Form Of A Technical Guide In The Next Months Colombia Has Seen Important Cico Agent Network Expansion Driven By Innovations From Dfs Providers And Agent Network Managers As Well As A Series Of Enabling Policies And Regulations Cgap Would Like To Conduct A Deep Assessment Of This Experience To Extract Learnings The Colombia Government Announced In 2016 That All Of Its More Than 1 100 Municipalities Had At Least One Cico Agent The Success Of The Outreach Was Driven By Rural And Frontier Agents Points Chiefly Allocated To Third Party Agent Networks Despite Progress On This Front There Are Still An Estimated 6 3 Million Adults Without Any Financial Products In The Country And Nearly 6 8 Million With Inactive Accounts The Challenge Is Accentuated In Rural Areas The Focus Of The Intended Assessment Is To Document Evidence Of How The Local Innovations Led By Agent Network Managers Anm Enable Can More Favorable Economics To Feasibly Expand Cico Services Beyond Urban Strongholds And How A New Wave Of Proposed Regulatory Reform May Contribute To Further Expansion This Analysis Will Help Compare And Contrast These New Anm Led Agents With Other Agents Models In Africa And Asia The Vendor Will Conduct A Countrywide Analysis Across Colombia That Aims To Take The Global Principles Policies Practices And Regulations Ppprs On Viable Cico Networks Presented In Cgaps Technical Guide And Contrast Them With The Country Experience This Analysis Will Highlight How Local Dfs Providers Policymakers And Regulators Can Apply Those Principles Identified To Promote Inclusive Cico Networks Given Their Market Context The Assessment Made By The Vendor Should Map The Geographic Distribution Of Cico Points For Different Providers Describe The Different Agent Business Models Used By Providers And Identify If And How Those Models May Be More Conducive To Viable Operation In Rural Areas Based On This Information The Vendor Will Work With Cgap To Extract Key Insights That Can Be The Basis Of Actionable Recommendations For Those Relevant Stakeholders In Each Country The Analysis Should Also Make Linkages Between Lessons Across Countries Studied Allowing Recommendations Provided To Be Understood By Stakeholders With Similar Problems In Other Countries This Analysis Includes I Document The Evolution Of The Different Types Of Cico Networks E G Banking And Fintech Agents Atms Branches Agribusiness Or Fmcg Agents Within The Market And The Role These Play In The Scaling Dfs Markets Through Customers Uptake And Use Of Dfs Ii Document The Geographic Expansion Of Cico Networks Over Time Gsm 4G 3G 2G Coverage And Smartphone Penetration With A Particular Focus In Rural Areas Iii Explain How Different Business Models Used To Establish Cico Points Have Enabled Current Progress In Cico Coverage And Develop Insights On How These Models Fit With The Principles For Inclusive Cico Networks Identified In Cgaps Global Consultation Iv Identify The Main Obstacles Faced By Providers To Further Expand Cico Outreach And Quality V Identify Future Initiatives That Are Being Introduced Into The Markets Including Intended Impact Expectations Vi Provide Recommendations On Provider Practices Policies And Regulations That Local Stakeholders Can Follow In Their Market Context To Further Expand Cico Networks

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