Expressions Of Interest For Consultancy Services For Technical Co Operation ProgrammeProject Western Balkans Women In Business Programme Phase IiEconomic Empowerment Of Women Is An Issue That Is Now Firmly On Development Agencies Agenda The Global Banking Alliance For Women The Gba Finds In A Report On 25 Of Its Member Financial Institutions Globally With A Credit Portfolio Of Us 88 Billion Combined That Not Only Do Women Represent A Smaller Share Of Banks Customers Only 36 Of Those Surveyed And Of Total Loans 23 But That Women Represent A Disproportionately Lower Share Of Business Banking Women Account For A Significantly Smaller Portion Of The Business Credit Portfolio That Decreased As Business Size Increases With Women Representing A 26 Share Of Business Credit Among Micro Enterprises But Only 17 Among Small Enterprises And 11 Among Medium Sized Enterprises The Countries Of The Western Balkans The Wbs Which Include Albania Bosnia And Herzegovina North Macedonia Kosovo Montenegro And Serbia Have Made Significant Economic And Social Progress Over Recent Years Including In The Area Of Gender Equality However Considerable Challenges And Barriers Remain For Women Entrepreneurs That Have Kept De Facto Gender Equality Lagging Significantly Behind With Women S Entrepreneurship And Employment Tending To Be Concentrated In Traditionally Female Occupations Such As The Public Sector Or Services Sector And More Limited Access To The Finance And Know How They Need To Develop And Grow Their Businesses
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